We are the bridge from where you are to where you are going.

We are Worthy Lending.

We are the bridge from where you are to where you are going.

We are Worthy Lending.

We provide asset-based loans of $250,000 to $2,500,000 to worthy borrowers – non-banked, well managed, growth companies.

Our loans are secured by a variety of assets including accounts receivable, inventory, purchase orders and equipment. Based in South Florida, we provide loans to borrowers throughout the United States except California.

Accounts Receivable Funding

In B2B sales, the seller of products or services provides payment terms to its customers by invoicing them for payment at a future point in time-30 days, 60 days, or perhaps 90 days. Accounts Receivable Funding turns invoices into cash and significantly reduces the gap in the time period between the sale, and the receipt of payment.

Inventory Finance

Companies quite often have a great deal of its capital tied up in its inventory. Although vital to the sales process for most businesses, inventory is a very “lazy” asset, in that it does not readily, or predictably or, in some cases, directly convert into working capital. This is where Worthy Lending can help.

Purchase Order Finance

If a business is in growth mode or receiving unusually large orders from its B2B customers, it will most likely be lacking in cash to pay their suppliers. Worthy Lending offers a financial product that will help the borrower to fulfill its Purchase Orders. This is accomplished by Worthy Lending promptly paying for the products followed by the supplier (or the borrower) delivering the same to its customer/account debtor.

Supply Chain Finance

When a business purchases product from its suppliers for inventory and not specifically to fulfill a customer’s PO, Worthy Lending offers financing for those purchases. With the Worthy Lending Supply Chain Finance process, borrowers can have up to 90 days to pay (in special cases longer) for product purchased from their suppliers without re-negotiating supplier-contracts.

Some of our clients.

A better lending solution. A better lending company. That’s Worthy.

Worthy has a unique approach and lending philosophy – we determine how we can help our borrowers meet their needs and goals. Unlike most asset-based lenders, we will loan against several forms of assets – accounts receivable, inventory, and equipment. We will help our borrowers use purchase orders to support financing even though purchase orders are not “assets”. We will also consider a supply chain financing facility which provides funds for our borrowers to acquire inventory to be sold to their customers eventually creating cash or accounts receivable.

Worthy does not have a “cookie cutter” lending model.

We help our borrowers achieve their goals any way we can.